You can utilize two payment free months per year, with a minimum of three months in between. In order to apply for a payment free month you need to have had your loan for a minimum of six months, and have paid your last three invoices without delay. You apply for a payment free month by sending us a secure message through My Pages

When you utilize a payment free month the interest and possible fees are added to your principal, which increases. Depending on when you signed for your loan, either your duration will be prolonged or your monthly payment will increase.